It is important to get "pre-approved" as early as possible in the process of looking for a home (or other property). You don't want to miss an opportunity based on a delay in getting your financing in order.
Gather Your Documents
- Earnings:
- If you are salaried:
- Two years W-2
- One month of paystubs
- If you are self-employed:
- Two years tax returns
- YTD profit and loss statement
- If you are salaried:
- If you own rental property
- Rental agreements
- Two years tax returns
- Three months bank statements for each bank
- Stock and mutual fund account
- Recent copies of any stock brokerage or IRA/401K accounts
- Divorce decree (if applicable)
- If you are NOT a US citizen
- copy of your green card (front & back)
- If you are NOT a permanent resident
- H-1 or L-1 visa
Lenders
I like to patronize "Home-Grown" Austin businesses when I can. I recommend Diana with enthusiasim and confidence.